Tag Archives: ppaca

The biggest health insurance news in North Carolina this week is the recent press around Bluecross Blueshield of North Carolina filing a BCBS-NC 26% rate increase for 2016 ACA plans. A detailed overview of these filings can be viewed at at www.ratereview.healthcare.gov or by clicking here.

Who will this affect? These rate increases will likely affect all North Carolina residents who have an ACA compliant plan purchased on or off the marketplace.

Rate increase got you down? Click to compare plans!

However, it is important to note that the “26% rate increase headline number” is simply an average increase across all areas. Some areas may see increases that are lower or possibly higher. In addition, it is important to note that the Blue Select products are only anticipating a 17.72% rate increase, on average, for 2016. It is also important to note that these rate increases have NOT YET been approved. CMS and the NC Department of Insurance will need to review and approve these filings before they take effect on January 1st, 2016.

How do these 2016 BCBS-NC rate increases compare to the competition?

Aetna (the parent company of Coventry) have filed increases on their various ACA compliant plans ranging from 17.23% to 25.78%.

United Healthcare has filed for a 2016 rate increase of 12.48%.

In addition, as previously reported by www.NChealthconnector.org, Humana is expected to enter the North Carolina health insurance marketplace for 2015. This additional competition could be great news for many North Carolina residents!

Stay tuned to NChealthconnector.org for the latest North Carolina health insurance news! Need to get enrolled? We can help!

Do you need help with www.healthcare.gov. We can show you how to get Obamacare NOW! Today we begin the first in a series of videos designed to help you get started with the enrollment process at www.healthcare.gov. Today’s video will show you the process used to create your account at healthcare.gov and verify your identity at www.healthcare.gov.

As your #1 North Carolina Obamacare Agent we are committed to helping North Carolina residents find the best, most affordable coverage for your unique situation. As a licensed health insurance agent/broker for over 10 years, we have the experience needed to help you make the right decision. Many North Carolina residents will qualify for lower costs on their health insurance premiums through healthcare.gov. The first step to finding your health insurance coverage for 2014 is to create an account at healthcare.gov. Not sure which plan to choose? Contact us today, and we can help you determine if you may qualify for a health insurance tax credit to lower your costs!

Why create your account at healthcare.gov?

By creating your account at healthcare.gov, you are just minutes away from determining if you qualify for a premium tax credit to help get Obamacare. Many North Carolina residents who apply through healthcare.gov may also qualify for cost sharing subsidies. These tax credits and cost sharing reductions are only available for health insurance plans purchased through healthcare.gov. We can help you with the process! Get started today by watching our video and create your healthcare.gov account!

 Is it safe to get Obamacare at healthcare.gov?

After the SC Department of Revenue breach to our south in 2012, it is understandable that many NC residents are wary of their online privacy. While many people are worried about the security of their information at healthcare.gov, we would like to point out that identity theft happens all over the internet. If you use popular services such as Facebook, Google, or online banking, chances are your information is already readily available on the internet. We recommend everyone who uses the internet on a daily basis be wary of their personal information safeguards, use strong passwords, clear your browser cache regularly and use 2-step authentication where possible. As an online health insurance agent, I use a variety of security methods such as encryption, 2 step authentication, virus protection and strong passwords to ensure HIPPA compliance and my own personal data security.